A fractional CFO is a senior financial executive who works with your company on a part-time basis — typically 10 to 20 hours per week. You get the strategic insight, financial acumen, and leadership experience of a seasoned CFO without the six-figure salary and benefits package that comes with a full-time hire.
Fractional CFO services are designed for companies in a specific growth window. You have outgrown basic bookkeeping and need someone who can think strategically about your finances, but you are not yet at the scale where a full-time CFO is justified.
Your fractional CFO develops long-range financial plans that align with business goals. This includes revenue modeling, expense optimization, and capital allocation strategies that support sustainable growth.
Cash is the lifeblood of growing businesses. A fractional CFO builds 13-week cash flow forecasts, identifies working capital improvements, and ensures you never face a liquidity surprise. Learn more about our cash flow management approach.
Monthly financial packages, KPI dashboards, and variance analysis that give you clarity on performance. Your fractional CFO translates numbers into actionable insights. See our financial reporting capabilities.
When it is time to raise capital, your fractional CFO prepares financial models, investor presentations, and data rooms. They speak the language investors expect and manage the financial side of due diligence.
Professional board packages, quarterly investor updates, and the financial credibility that stakeholders require. A fractional CFO represents your company with authority in any financial conversation.
| Dimension | Fractional CFO | Full-Time CFO |
|---|---|---|
| Annual Cost | $60K–$150K | $200K–$400K+ (salary + benefits) |
| Time Commitment | 10–20 hours/week | 40+ hours/week |
| Experience Level | Typically 15+ years across multiple companies | Varies |
| Flexibility | Scale up or down as needed | Fixed commitment |
| Breadth of Experience | Cross-industry, multiple growth stages | Deep in one company |
Explore other service models: Virtual CFO | Outsourced CFO | Interim CFO | Part-Time CFO | CFO Consulting
Return to CFO Services Overview or the home page.
| Resource | Link |
|---|---|
| Fractional CFO Services | View Document |
| Virtual CFO Services | View Document |
| Outsourced CFO Services | View Document |
| Financial Planning & Analysis | View Document |
| Cash Flow Management | View Document |
| Financial Reporting | View Document |
| Fundraising Support | View Document |
| M&A Advisory | View Document |
| Industry | Link |
|---|---|
| Startup CFO | View Document |
| Healthcare CFO | View Document |
| SaaS CFO | View Document |
| Construction CFO | View Document |
| E-commerce CFO | View Document |
| Manufacturing CFO | View Document |
| Nonprofit CFO | View Document |
| Professional Services CFO | View Document |
| Technology CFO | View Document |
| Real Estate CFO | View Document |
| Retail CFO | View Document |
| Legal CFO | View Document |
| Market | Link |
|---|---|
| Phoenix CFO | View Document |
| Scottsdale CFO | View Document |
| Dallas CFO | View Document |
| Denver CFO | View Document |
| Austin CFO | View Document |
| Houston CFO | View Document |
| Los Angeles CFO | View Document |
| San Diego CFO | View Document |
| San Antonio CFO | View Document |
| Las Vegas CFO | View Document |
| Tucson CFO | View Document |
| Albuquerque CFO | View Document |
| Salt Lake City CFO | View Document |
| Portland CFO | View Document |
| Seattle CFO | View Document |
https://docs.google.com/document/d/1jMWD-5pMqOLTsF0_DeWYjNmkACkXWNwKv7-lqpcIfA0/edit
https://docs.google.com/document/d/1rJxEYy5ceFRl-FJyHCpA2zW5DuJHaAWgfiSVn9t5w4A/edit
https://docs.google.com/document/d/1S-zLJkfYmNOJUPJo3rbsLs_67yZC7LGtFaEHA73V57c/edit
https://docs.google.com/document/d/1esv1ICauYmdAH7oYN_XNgUeNdy3AJdX5EDZa-bwuGBw/edit
https://docs.google.com/document/d/10C7WM0G_rCLc9STAQE0f5A654TU7WYMGc2vR6HY43no/edit
https://docs.google.com/document/d/1At5MAw085vYTYHfdUwv70OSHymjUfV_rxkjJnQm8Oac/edit
https://docs.google.com/spreadsheets/d/1Ery2Ue1tSmIB8cnwzHWOzPeg9JQfXMaZrjNyPhgYZ-8/edit